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Don’t worry, your St.George home loan’s well worth waiting for – and we’ll do our very best to fast-track settlement using our standard refinance process. Our rate-lock option lets you lock in your rate at the time your loan is approved. Your St.George home loan’s been designed to evolve with you, and we’re here to help fine-tune your loan so you can become mortgage-free sooner. Remember, there’sno fee to switch between our variable loans, or between Interest Only and Principal & Interest repayments. Call through our App to skip the security questions .
We provide tools so you can sort and filter these lists to highlight features that matter to you. Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product. You can learn more about how we make money here. The St.George Basic Home Loan offers you an affordable interest rate, low fees and the opportunity to repay your loan sooner if you choose.
$0 Monthly loan account fee
Your rate will be updated on Tuesday 20 December 2022. A home loan expert will call you once you have submitted your application to talk through next steps. Search a property or suburb for sales histories, estimated value, expected rent and local amenities, with our full online Property Reports. See how much you may need to pay back each week or month. St.George has online and phone support but also has a network of branches, especially in NSW, where the bank is headquartered.
Explore rates and options based on your situation. You may be charged an additional settlement agent fee by your old lender . Any variable loans that are no longer for sale will also increase by the same amount. And if your home loan’s in your name, you’ll get the same choice and interest rates as salary-earners.
St.George has home loans for owner-occupiers and investors, with rates starting from 4.84%.
Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options. Find out how you could save with the St George Advantage Package Home loan by bundling some of your financial products together.
Compare our variable and fixed interest rates for owner occupiers and investors. When you fix the interest rate on your home loan, you can prepare your budget for the fixed amount and know exactly what your repayments will be over this time. Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. There will be few fees that will be charged to your St.George Fixed Rate Home Loan, however you will have to pay an ongoing fee on this account. The ongoing fee that will be charged to the St.George Fixed Rate Home Loan will be $8 per year.
St George Bank Home Loans
For new Owner Occupier (Principal & Interest) packaged4home loans, $395 annual package fee applies.LVR+up to 70%. If you’re an existing Bank of Melbourne Home Loan customer, find out how tomanage your home loan. Lock in your fixed rate when you apply, so if rates rise before you settle, you won’t be affected 1.
Will apply only if the interest in advance amount is deducted from a St.George transaction account. Choose to make your repayments weekly, fortnightly or monthly5. If you have anoffset accountlinked to yourStandard Variable home loan, you can park your spare money there, and every dollar will work to reduce your home loan interest.
Compare our home loans and interest rates
A variable rate usually offers more flexibility in how fast you can repay the loan and the cost of refinancing. To help you save on interest payments over the term of your loan, St.George’s Standard Variable Home Loanand Variable Home Loan come with an offset account. Borrowers opting for a fixed rate will not miss out on this money saving feature either, because the Fixed Home Loan from St.George has a partial offset account.
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This basic home loan doesn’t have a linked offset account. You may check St. George home loans and see which one comes with a linked offset account. Get the best of both worlds by splitting your home loan balance between fixed and variable interest rate accounts. The 12 month period commences from the date your cashback is paid into your account. Explore what a variable interest rate change could look like, with our repayment calculator.
Work out how much you could pay in stamp duty and other fees. Please read our website terms of use and privacy policy for more information about our services and our approach to privacy. Get a cash lump sum of $3,000+ for refinancing to a low-rate loan. Most Australian borrowers bank with one of the Big Four . You might have some concerns about getting a loan from a smaller lender.
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